NestSplit
Track every rupee — shared, personal, or lent.
NestSplit is an expense-tracking app for flat bills, trip spends, personal expenses, and udhaar. Note every rupee, split fairly, and settle on UPI.
Loved by flatmates & trip groups
Money notes shouldn't live in WhatsApp.
NestSplit is for shared bills, trip spends, personal expenses, and udhaar — so nothing important slips through the cracks.
Every shared spend and balance is logged in one place.
No more searching chats or screenshots.
Your own expenses stay organised alongside group money.
Personal tracking without mixing group data.
Money you lent is tracked until it’s settled on UPI.
No awkward reminders. Just clean settlements.
How it works
Three steps. Zero drama.
From adding a spend to settling up — NestSplit keeps it simple, so you can focus on what matters.
Create a group
Start a group for your flat, trip, friends, or just yourself — invite people when you need to.
Log what matters
Shared bills, personal spends, trip costs, or money you lent — note it with who paid and who owes.
Settle cleanly
See clear balances, pay on UPI, and mark settled — no more chasing screenshots.
Track
Shared & personal spends
Split
Equal, custom, or udhaar
Settle
Clear balances on UPI
Private
Secure sign-in & group access
Try a split before you sign up.
Add a trip spend or an udhaar note and watch balances update — equal split across four people in this demo.
Interactive demo
Add an expense
Recent expenses
Goa trip · hotel
Paid by Aarav
₹8,400.00
Settled
Lent to Priya
Paid by You
₹5,000.00
Pending
Weekend groceries
Paid by Rohan
₹1,860.00
Settled
Live balances
Who owes whom
Positive means the group owes them. Negative means they still need to settle.
- YYou+₹1,185.00
- AAarav+₹4,585.00
- PPriya-₹3,815.00
- RRohan-₹1,955.00
This is a local demo — nothing is saved. Sign in to track real spends, trips, and udhaar with the people you share money with.
Want the real experience? Create your own group, invite friends, and track real spends.
Everything you need, nothing you don't.
NestSplit comes with smart features that make tracking and settling money effortless.
Smart Dashboard
See what you owe, what’s owed to you, and recent activity at a glance.
Quick Add
Log a shared, personal, or udhaar expense in seconds.
Multiple Split Types
Equal, exact amounts, or custom percentages — NestSplit does the math.
Live Updates
Balances refresh as members add spends and settle up.
Safe & Secure
Your money notes stay private — shared only with your group.
Ready to get your money sorted?
Create a group, log spends, and settle with members — everything you owe, in one place.
Built for how money actually moves.
Shared living, travel groups, personal tracking, and money you lent — NestSplit covers the notes you already keep in your head.
Flatmates & PG
Rent, groceries, electricity, WiFi — split fairly across everyone sharing the space.
Trips & weekends
Track group spends on Goa, Manali, or hometown trips — then settle before everyone heads home.
Goa Trip
Manali Weekend
Personal expenses
Note your own spends in one place — subscriptions, food, travel — without mixing them into group chats.
My expenses
Udhaar & IOUs
Lent money to a friend? Log it, track what’s pending, and mark it settled when they pay on UPI.
Private by design. Trust by default.
Your data stays private and secure. We never share your information.
Questions, answered.
A few things people usually ask before they start tracking.
No. Use it for flat or PG bills, trip groups, personal expenses, and money you’ve lent someone — anything you’d otherwise note in chats or a spreadsheet.
Yes. Create a group, invite people when you need to, and start tracking right away — no credit card required.
Split equally across a group, or customise amounts per person. NestSplit calculates what each person owes so the totals always add up.
Yes. Log the amount, who owes you, and keep it pending until they settle on UPI — then mark it settled so your balances stay honest.
NestSplit tracks who owes whom. You pay outside the app on UPI or bank transfer, then mark the balance settled.
Still have questions? Contact us →
Stop losing money notes in chats.
Flat bills, trip spends, personal expenses, and udhaar — track them in one place and settle cleanly on UPI.